College Student Credit Cards

Our guide to college student credit cards will provide you will important details to consider before applying such as annual percentage rates, fees, rewards, and cash back offers.

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When applying for a college student credit card make sure your online application is completely accurate. Otherwise your application maybe delayed, or declined. Important things to double check include your SSN, address, and phone number. It is recommended to use the USPS standardized address. This can be checked on the USPS Web site.

When applying for a college student credit card make sure your online application is completely accurate. Otherwise your application maybe delayed, or declined. Important things to double check include your SSN, address, and phone number. It is recommended to use the USPS standardized address. This can be checked on the USPS Web site.

Credit cards for college students are a great way to start building up your credit history. We list some of the best student credit cards available. Many offer low-interest rates and rewards programs. Many offer low-interest rates and rewards programs. Cash back credit card programs are always popular. Credit card companies to consider include Citibank, Discover, Capital One, and American Express (AMX). Apply for a Visa or Mastercard today.

Even with the new credit card laws you can still get approved without a co-signer. If you are looking to rebuild your credit consider a secured credit card.

College students should use their credit card responsibility by only making purchases they can pay off at the end of month. Learn to use a credit card responsibility to build a good credit score with such scoring agencies as FICO. Keep your score high by saving money on living expenses. It is much harder to get a student credit card with bad credit.

Find credit cards for college students with low rates and rewards.

It is not smart to charge your college tuition and expenses. Instead consider a private student loan.

Resources
FTC section on credit cards information.
Fldcu.org Using student credit responsibly
StudentDebtNews.com - News on college student debt from credit cards and loans.

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NOTICE

Use credit cards responsibly to build a great credit score for after college. It is not recommended to use credit cards for tuition, college expenses, or living expenses. This can be detrimental to your credit once you graduate with thousands of dollars in unnecessary debt. Other options to pay these expenses include scholarships, living at home, and budgeting to live within your means.