Bad Credit Student Credit Cards
Getting approved for a college student credit card with bad credit can be a challenge. Even those students with fair credit are having a more difficult time since the financial crises.
One way to improve your changes is to fix your bad credit. Credit repair can be as easy as paying down your debt, and making sure to pay all your bills online.
First get a free credit report to find your credit score such as FICO. Contact a credit bureau to get your score Equifax, Experian, and TransUnion. Most of these companies will give you credit score chart or range. Your credit may actually be better than you think.
If your credit score is bad then then set-up a plan to fix it. This can take months to years depending on your individual circumstances.
Advice
- Pay all bills before they are due.
- Pay extra each month - don't just pay the minimum amounts.
- Pay down your debt including loans, credit cards, and your car note.
Federal Trade Commission (FTC) - Credit Repair: How to Help Yourself
Federal Reserve - 5 Tips for Improving Your Credit Score
Attorney General of California - Repairing your Credit
